ACH Audits
Our team of ACH experts at PAR offers ACH audits for financial institutions, Third-Party Senders, and Third-Party Service Providers.
Allow our team of payments experts at PAR to evaluate your existing program and complete your audit based on the Nacha Operating Rules and Guidelines. When you choose PAR for your audit needs, you can rest assured that we adhere to the highest industry standards. We are committed to ensuring your organization remains compliant and secure, and we will answer all of your questions along the way.
Financial Institution ACH Audits
Nacha requires Depository Financial Institutions to conduct an ACH audit by December 31 annually. Your ACH audit is also an opportunity to improve operational efficiency and security.
Third-Party Senders & Third-Party Service Providers
The Nacha Operating Rules require Third-Party Senders and Third-Party Service Providers who perform ACH services on behalf of a financial institution to conduct an annual audit of its ACH operations and related processes. Having ACH experts complete your audit is recommended, as our professionals have the experience and training to spot compliance gaps and opportunities where internal staff may not.
ACH Audits Include:
A PAR ACH expert will conduct your annual ACH audit and examine each facet of your ACH operations. The audit includes a review of compliance with the Nacha Operating Rules, a review of online banking products using ACH, areas of compliance, and a review of procedures related to receiving Federal Government payments.
- Prior to and onsite checklists
- Client questionnaire
- Review of sound business practices and internal controls
- Review of agreements
- Exit interview
- Written report including findings and/or recommendations
- Audit certification form
- Access to an auditor for questions